Financial Unity in Marriage: A 3-Day Biblical Guide

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Feeling out-of-sync with your partner when it comes to finances? Discover biblical principles for achieving financial harmony in your marriage with this 3-day devotional! Learn about stewardship, unity, trust, honesty, generosity, and maintaining an eternal perspective on your finances as a couple.

Bob Lotich

Day 1

Scriptures: Psalms 24:1, Matthew 6:24

Hey Friend!

Money matters can be a real sticking point in marriage, can’t they?

But here’s the thing: when we approach our finances with a shared mindset of stewardship, it can make a world of difference.

Think about it this way:

Everything we have is on loan from God.

The Bible puts it like this in Psalm 24:1, “The earth is the Lord’s, and everything in it.” That includes our bank accounts, our homes, and, yes, even the fancy coffee makers we all need.

When we start seeing our resources as God’s resources, it shifts our whole approach.

So, in our marriages, instead of “mine” and “yours,” we start thinking in terms of “ours” – and more importantly, “His.”

This mindset can really help reduce those money squabbles that pop up in so many marriages.

Now, this doesn’t mean you’ll always see eye-to-eye on every financial decision.

We’re all wired differently, after all.

But it does mean you’re working towards the same goal: managing God’s resources wisely together.

Jesus had some pretty strong words about our relationship with money. He said in Matthew 6:24, “No one can serve two masters… You cannot serve both God and money.”

When we put our relationship with God first, it naturally leads to more unity in how we handle our finances as a couple.

So, how about trying to view your next financial decision through this lens?

Whether it’s a big purchase or just planning your monthly budget, ask yourselves: “How can we manage this in a way that honors God and strengthens our unity?”

You might be surprised at how this simple shift in perspective can transform your financial discussions!

See you tomorrow to discuss trust and honesty!

Day 2

Scriptures: Proverbs 12:22, Ephesians 4:32

Hey, Friend,

Let’s talk about something that’s crucial in any relationship, but especially when it comes to marriage and money:

Trust and honesty.

These two go hand in hand, and they’re absolutely essential for financial harmony in your marriage.

There’s a verse in Proverbs 12:22 that really hits home: “The Lord detests lying lips, but he delights in people who are trustworthy.”

Now, apply that to your financial life together.

Being completely open about your income, spending, debts, and financial goals isn’t just good for your marriage – it’s something that God values, too.

Think about it – when you’re fully honest with each other about money, it builds a foundation of trust that spills over into other areas of your relationship.

No more sneaking purchases or hiding bills. Instead, you’re tackling your finances as a team, with everything out in the open.

But as you know, being honest about money isn’t always easy.

Maybe one of you made a financial mistake, or perhaps you have different views on spending. That’s where grace comes in.

Remember Ephesians 4:32? “Be kind and compassionate to one another, forgiving each other, just as in Christ God forgave you.”

So today, try setting aside some time to have open, honest conversations about your finances.

No judgment, just open communication. Share your concerns, your goals, and, yes, even your mistakes.

These conversations may bring you closer together, and not just financially, but in your overall relationship too!

Day 3

Scriptures: 2 Corinthians 9:7, Matthew 6:19-21

Hey Friend,

Today, let’s chat about something that might seem counterintuitive when it comes to marital finances:

Generosity.

You might be thinking, “Wait a minute, shouldn’t we be focused on saving and budgeting?” Well, yes, but hear me out.

There’s this great verse in 2 Corinthians 9:7 that says, “Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver.”

And this isn’t just about dropping money in the offering plate on Sunday.

It’s about cultivating a generous spirit in your marriage, and it can revolutionize how you view and handle money together.

When you and your spouse decide together to be generous – whether it’s supporting a cause you both believe in, helping out a friend in need, or contributing to your community – something amazing happens…

You start focusing less on what you can get and more on what you can give.

It’s like shifting your financial gears from ‘accumulate’ to ‘appreciate and allocate.’

But let’s be real – being generous isn’t always easy, especially when money is tight.

And that’s where shifting from our human perspective to God’s is so helpful.

Jesus talked about this in Matthew 6:19-21, saying, “Do not store up for yourselves treasures on earth… But store up for yourselves treasures in heaven… For where your treasure is, there your heart will be also.”

This isn’t about ignoring your financial responsibilities. It’s about seeing the bigger picture.

When you view your finances through the lens of eternity, it can help you and your spouse prioritize what’s truly important.

Try this: Next time you’re discussing your budget, include a ‘giving’ category.

Start small if you need to. The amount isn’t as important as the heart behind it.

Talk about causes or people you’d like to support together and you’ll discover a new level of joy and purpose to your financial partnership as you converse.

Remember, being generous together isn’t just about the impact you can make outside your marriage.

It can also bring you closer as a couple, aligning your values and reminding you that, in the end, it’s not about the money – it’s about what you do with it that counts.

Let’s pray: Gracious God, thank You for the resources You’ve entrusted to us. Help us to manage our finances with wisdom, honesty, and generosity. Guide us in making decisions that honor You and strengthen our marriage. May our approach to money reflect Your values and draw us closer to each other and to You.

In Jesus name, Amen.